For UK wholesalers, producers & importers

Suppliers make mistakes. CostCreep finds the money and drafts the claim.

We check every supplier invoice against your own buying history and your agreed rates. When something's wrong we write the challenge with the evidence attached for you to send — and when the credit note lands in your accounts, we match it to the finding and book it.

Free look-back over your last 12 months. No card, no price lists to prepare, read-only connection to Xero.

Strong White Flour 25kg
Verity Foods Wholesale
£960identified
£13.40£12.87£12.33£11.80Agreed £12.00£13.20NovDecJanFeb
+10% above your agreed rate · 2 months runningChallenge drafted
Connects to Xero Or forward invoices by email Works alongside your AP tool

Why nobody catches this

Most systems check today's price against the last price you paid.

So when a supplier nudges a price up, that becomes the new normal — and next month it gets checked against the higher number. The increase quietly certifies itself.

"Last cost" fields

Stock and ordering systems keep one cost per item and overwrite it every time you buy. There's no history left to compare against, so there's nothing to notice.

Order matching

Checking the invoice against the purchase order only proves the invoice matches the order. If the order was raised at the higher price, everything balances and nothing is flagged.

Manual price lists

They only work if someone keeps them current — and they go silent without telling you when a supplier changes a product code.

CostCreep keeps every price you have ever paid. That's the difference between noticing and not.

No setup

It works the day you connect. No price list required.

Most businesses don't have their agreed rates written down anywhere tidy — and every other tool that checks prices needs exactly that, typed in and kept up to date, before it does anything at all.

CostCreep learns what normal looks like from your own invoices. Connect your accounts and the last twelve months are checked before you've done anything. If you do have price lists, upload them and the checks get sharper — but nothing waits on you.

Your first look-back
Nothing to prepare
Connect Xero
Read-only. Two minutes.
We read 12 months of invoices
Every line, every supplier, every price.
You see what's been slipping
Before you've paid us anything.

How it works

Finding it is the easy part. We write the challenge too.

Every other tool stops at showing you a red box. That's the point where most of this money quietly gets written off, because nobody has time to argue about £185.

Connect

Read-only link to Xero — or forward invoices to your CostCreep address and we'll read them.

We check

Every line, every month, against your own buying history and any agreed rates you've given us.

We draft, you send

We write the email to the supplier with the evidence attached. You read it, change anything you like, and send it from your own email.

Recovered

When the credit note comes through your accounts we match it to the finding and book it. That's the only thing we ever call recovered.

Your suppliers, your rules

Nothing reaches a supplier unless you send it.

You see every draft before your supplier does, and you decide whether it goes at all.

Every challenge is a draft you send yourself.

CostCreep writes each challenge — which invoices, what was agreed, what was charged, with the evidence attached — and stops there. You read it, change anything you like, and send it from your own email. Nothing goes to a supplier from CostCreep.

Suppliers you'd rather ring yourself get a one-page call card instead — what to say, which invoices, what to ask for.

What it will never do
On every challenge it drafts
Never says "you must" — or "you should", or "demand a refund". A draft that does is refused.
Always offers the way out — "if any of this was agreed and we've missed it, just say"
Never sends anything itself — every challenge goes out from you, when you choose

We only count money that actually came back.

Plenty of tools show you a big "potential savings" number. We keep two numbers and never blend them: what we've identified in your data, and what has been recovered as a credit note you can point to in your accounts.

It's the harder number to move. It's also the only one that pays for itself.

Recovery ledger · example
Verity Foods WholesaleCredit note CN-4471 · 19 days£960
Coastal Cold StorageCredit note CN-1180 · 11 days£185
Meridian Packaging LtdCredit note CN-0932 · 26 days£180
Recovered£1,325

What it catches

The money doesn't leave in one go. It leaks.

A 4% rise here, a new handling charge there, the same invoice paid twice in a busy month. Individually forgettable. Annually, material.

Price creep

Unit prices drifting up month after month without anyone agreeing to it. We can show you exactly when it moved, and by how much.

Charged above your agreed rate

Every line checked against the rate that was actually in force on that date.

Surcharges that appear quietly

Fuel, handling, pallet, small-order, out-of-hours. Flagged the first time a line shows up that's never been on an invoice from that supplier before.

Duplicate invoices

Including the ones that don't look identical — re-sent under a new reference, or split across two documents.

Credits you never used

A supplier raises a credit note, the invoice gets paid in full anyway, and the credit sits on the account until it quietly expires. We find them and flag them so they actually get used.

Pricing

Free to find out. Paid to keep checking.

The look-back over your last 12 months is free. You pay to keep the checks running and the claims drafted.

Accountants and fractional CFOs — talk to us about working across your clients.

Questions

The things people ask first

No. CostCreep sits alongside whatever you already use. It makes a read-only connection to Xero — it can read your bills, it cannot change anything. If you'd rather not connect at all, forward invoices to your CostCreep email address or upload a spreadsheet.

Find out what last year cost you.

Connect your accounts and CostCreep checks the last 12 months of supplier invoices. Free, nothing to prepare, and you'll see the findings before you decide anything.

Get your free look-backNo card required · Read-only access · Cancel the connection any time